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    Employee Scheme Loans

    Our employee scheme loan, is designed to help you extend loans to your employee to help them meet their short and long term financing needs. Once your business has been signed on, your employees can apply for a payday loan, personal loan and or fixed asset loan at a competitive interest rate. The amount that each employee can borrow depends on their income, disposal income and is subject to the banks debt service ratio.

    Product Features
    • You determine how much your employees can borrow.
    • Interest is priced by relationship.
    • Interest rate is linked to MPC
    • Quick turnaround time adding convenience to employees.


    Contact your Relationship Manager or visit your nearest ZICB branch.