Management Team

Home Management Team

    • Mr. NGENDA NYAMBE

    • Executive Director & CEO
    • Mr. Ngenda Nyambe is a seasoned and experienced banker with a career spanning over 20 years. He started his banking profession as a University Graduate Management Trainee in 1996 at Stanbic Bank and rose through the ranks, eventually working as a Director and Senior Executive at Standard Chartered Bank Zambia Plc, Barclays Bank Zambia Plc (now Absa Bank Zambia) and Zambia National Commercial Bank Plc. He has served in different roles in global markets, financial institutions, public sector, development organisations and commercial banking. He has also served in corporate governance positions as a non-executive director at Ecobank Zambia Limited, Indo Zambia Bank Limited, as well as other private and public sector institutions. Mr. Nyambe is a result-oriented person with a proven track record of surpassing targets in all organisations he has worked for and successfully contributed to the attainment of each organisation’s objectives.

    • Dr. Louis Kabula

    • Chief Financial Officer
    • Louis is a highly experienced finance professional with over 18 years of experience in the banking sector. Some of his previous roles include the following:
      • · Chief Financial Officer at Cavmont Bank
      • · Company Secretary at Cavmont Bank and Cavmont Capital Holdings PLC
      • · Head of Planning & Budgeting at Stanbic Bank
      • · Business Partner Wholesale Banking at Standard Chartered Bank Zambia
      • · Head Office Accountant at Standard Chartered Bank Zambia

    • Mr. Misheck Mkokweza

    • Chief Corporate Banking Officer
    • Misheck Mkokweza has a strong background in operations, credit, relationship management, and corporate finance. He developed his expertise while working at various financial institutions, including Barclays Bank Plc (now ABSA), Citibank, and Ecobank. Mr. Mkokweza has assumed significant leadership roles within these organizations, guiding teams and stakeholders to achieve their objectives. In addition to his commitment to professional growth, he is also passionate about coaching others. He shares his knowledge and experience to help colleagues and emerging professionals succeed in their careers.

    • Mr. Chibotu Chiyasa

    • Chief Retail Officer
    • Chibotu Chiyasa is a banking and finance professional with over 22 years of experience. He began his career at Standard Chartered Bank Zambia Plc in 1999 and later joined Zambia National Commercial Bank in 2010. From 2018 to 2021, he worked as the Chief Commercial Officer at the Zambia Industrial Commercial Bank (ZICB). Currently, he is the Chief Retail Officer at ZICB. Throughout his career, he has developed expertise in various areas of banking and finance, including corporate banking, retail banking, and product and channel development and management. Additionally, Mr. Chiyasa has significant experience in the microfinance sector, having worked in this field for a few years. His skills include product development, sales and service, relationship management, credit analysis, loan structuring, and credit documentation, among others.

    • Mr. Thulani Muchiya

    • Chief Risk Officer
    • Thulani has over five years’ experience in the audit and consultancy of Banks and Financial institutions in Zambia and four years’ experience in risk management. Some of his previous roles include the following;
      • · Chief Risk Officer at Access Bank Zambia Limited
      • · Head of Credit Risk Management at Access Bank Zambia Limited
      • · Business Continuity Management Leader at Access Bank Zambia
      • · Assistant Manager PricewaterhouseCoopers Zambia Limited

    • Mr. Andrew Chimasa

    • Chief Digital & Marketing Officer
    • Andrew is a Digital Transformation Specialist with 12 years Banking experience. He has demonstrated a wealth of experience formulating, localizing and executing Digital transformation, Customer experience and Marketing strategies.

      Some of his previous roles include :
      • · Head – Digital Banking Products & Marketing at Zambia National Commercial Bank (Zanaco) PLC
      • · Head – Channel Management at Zambia National Commercial Bank (Zanaco) PLC
      • · Senior Manager - Channel Management - Zambia National Commercial Bank (Zanaco)PLC
      • · Manager Merchant Services - Zambia National Commercial Bank (Zanaco)PLC
      • · Digital Marketing Specialist at First National Bank (FNB) Limited
      • · Sales and Customer Service Administrator at First National Bank (FNB) Limited

    • Ms. Mwangala Muyoyeta

    • Chief Information Officer
    • Mwangala is an experienced IT professional with over 15 years of managerial experience. Some of her previous roles include the following:
      • · Head of IT at Zambia National Commercial Bank (Zanaco) PLC
      • · Team member with Harvard Institute for International Development (HIID) on modernisation and automation the Zambia Revenue Authority (ZRA)
      • · IT Director in the South African Government
      • · Consultant for various institutions including Business Connexion, Bytes Technology Group, Bull Computers, Microsoft, DeBeers, Sappi, Murray & Roberts, PPS Insurance, Nestle, Reckitt & Colman, Barlow World, Toyota, AngloGold, South African Revenue Services (SARS), South African Government Departments of Justice and Constitutional Development, Constitutional Court of South Africa, State IT Agency (SITA) and Gauteng Provincial Government.

    • Ms. Karen Kabange Kapika

    • Head - Treasury
    • Karen is an ACI-qualified banking industry professional with 10 years’ experience in treasury and financial markets. Some of her previous roles include the following:
      • · Sales and Trading, Asset and Liability Management at Barclays Bank Zambia
      • · Treasury Sales and Trading at BancABC

    • Dr. Manyando Sikanda

    • Head – Operations
    • Manyando is a highly experienced banker with over 17 years of experience in the sector. Some of his previous roles include the following:
      • · Chief Operating Officer at United Bank of Africa Zambia Ltd
      • · Chief Operating Officer at Cavmont Bank Zambia Ltd
      • · Head Operations Investrust Bank Plc
      • · Head Retail Banking Investrust Bank Plc
      • · Various Operational roles at Citibank Zambia Ltd

    • Mr. David Ndumba

    • Head - Human Capital
    • David is an experienced HR practitioner with over 20 years of Management Experience. Some of his previous roles include the following
      • · Director – Human Resources, at the Zambia Revenue Authority (ZRA)
      • · Head – Industrial Relations and HR Operations, at Zambia National Commercial Bank Plc (Zanaco)
      • · Director – Human Resources and Administration, at the Zambia Daily Mail Limited
      • · Director – Human Resources and Training, at the Zambia Railways Limited

    • Mr. Eric Mukombo

    • Head - Credit
    • Eric Mukombo is the Head of Credit at Zambia Industrial Commercial Bank Limited. He holds a Master of Arts in Economics from The University of Manchester and a Bachelor of Arts in Economics from The University of Zambia. With over nine years of banking experience, he specializes in credit analysis, loan portfolio management, and credit policy formulation. He previously served as Chief Credit Officer at United Bank for Africa (Zambia) Limited, Credit Manager at First National Bank (Zambia) Limited, and Loan Officer at AB Bank (Zambia) Limited. Mr. Mukombo is results-oriented and has proven expertise in central bank guidelines and credit risk management.

    • Mrs. Hlupekile Luhana

    • Head – Internal Audit
    • Hlupekile is qualified Chartered Accountant with twenty years of experience in the auditing domain of which fifteen years have been at a senior management level. She is experienced in internal auditing of financial institutions having worked for BancABC and Cavmont Banks. She held the position of Head Internal Audit at Cavmont Bank Limited (CBL) prior to joining Zambia Industrial Commercial Bank. Some of her other previous roles include the following:
      • · Internal Auditor at BancABC
      • · Senior Auditor at KPMG
      • · Auditor at MTN Special Engagements

    • Ms. Mwape Mondoloka

    • Bank Secretary and Legal Counsel
    • Mwape Mondoloka is currently employed by Zambia Industrial Commercial Bank Limited as Bank Secretary and Legal Counsel, having joined the Bank in October 2021 from Absa Bank Zambia PLC where she had served as Company Secretary from January 2007. Mwape holds a Bachelor of Laws Degree (LLB) from the University of Zambia and is a member of the Zambian Bar. She also holds a Master of Business Administration (International) from the Edith Cowan University in Perth Australia. Mwape is an Advocate of both the High Court and the Supreme Court of Zambia and is a member of the Chartered Institute of Arbitrators. Mwape has a wealth of experience in the corporate world spanning over thirty (30) years with exposure in the energy sector, the mining sector and the financial sector. Past employers include senior legal positions in the Energy Regulation Board, Zambia Privatization Agency, and Chambishi Metals Plc. Her key areas of practice are Company Law, Practice, and Corporate Governance. In 2020, Mwape was recognised by the Diligent Modern Governance 100 program. The Modern Governance 100 is a community of governance professionals who have been nominated for their innovation, resilience, dedication and empathy in the face of a complex and ever-changing world.

    • Mr. Kumesa Kauta

    • Head - Procurement & Shared Services
    • Kumesa Kauta is an experienced professional in Operations and Supply Chain Management, with over 17 years of expertise. Before joining Zambia Industrial Commercial Bank, he served as the Procurement and Administration Manager at Indo Zambia Bank (IZB), as Procurement Manager for Operations at the National Pension Scheme Authority (NAPSA), and as Assistant Production Superintendent at Lublend Limited, a lubricant blending company. He has acquired extensive experience in the petroleum, pension/public, and banking sectors.

    • Ms. Mutauka Imasiku Kazoka

    • Manager – Compliance
    • Mutauka is an Accredited Certified Compliance Professional with over 7 years’ experience in Compliance Risk. Some of her previous roles include the following:
      • · Compliance Manager at Zambia National Commercial Bank
      • · Team Lead, Compliance Regulatory Monitoring at Access Bank

    • Mr. Luke Njovu

    • Manager - Corporate Affairs
    • Luke is a seasoned banking professional with experience in Communications, Public & Media Relations and Retail Banking. Some of his previous roles include the following:
      • · Brand & Communications Manager at First National Bank (FNB) Limited
      • · Corporate Affairs Director at Zambian Breweries Group
      • · Head of Corporate Affairs for Zambia & Southern Africa at Standard Chartered Bank
      • · Value Centre General Manager at Standard Chartered Bank Zambia
      • · Manager Research & Planning in Consumer Banking at Standard Chartered Bank Zambia