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“Voices Amplified and Innovations Ignited.” As we commemorate National Youth Day 2025, I take this moment to celebrate the incredible energy, resilience, and innovation of Zambia’s young people. This year’s theme, “Voices Amplified and Innovations Ignited,” is a call to action for every youth to step forward, be heard, and drive change through creativity and innovation. At ZICB, we believe in the power of young minds to transform communities and industries. Your ideas, ambitions, and hard work are shaping the future of our nation. We encourage you to seize opportunities, embrace technology, and become pioneers in entrepreneurship, finance, and sustainable development. To every young Zambian, your voice matters. Your dreams are valid. Your innovations are the key to unlocking a brighter, more competitive future for Zambia. Stay inspired, stay determined, and let your impact be felt! Happy National Youth Day!

Zambia Industrial Commercial Bank (ZICB) has officially opened its 22nd branch in Solwezi, marking a significant step in its nationwide expansion. The launch event, held on Friday, 7th March 2025, was graced by His Royal Highness Dr. Chief Mumena of the Kaonde-speaking people, and Bank of Zambia Regional Director Ms. Mwaba Kasese, who served as the Guest of Honour. With this addition, ZICB now operates in six provinces, reaffirming its commitment to financial inclusion, economic growth, and sectoral support for key industries such as mining and agriculture. The Solwezi branch is strategically positioned to provide tailored banking solutions for individuals, SMEs, and large businesses, strengthening the financial ecosystem in North-Western Province. As Solwezi continues to be a major driver of Zambia’s mining industry, ZICB’s presence will enhance access to finance, support business expansion, and create economic opportunities for local communities. This milestone reflects ZICB’s broader vision of bringing banking closer to the people, fostering industrialisation, and driving sustainable development across the country.

The ZICB team, led by our CEO, Mr. Ngenda Nyambe, paid a courtesy call on the Drug Enforcement Commission (DEC) Director General, Mr. Nason Banda, at the DEC Head Offices in Lusaka today. The discussions centered on strengthening collaboration in financial integrity, compliance, and combating monetary based crimes. As a responsible financial institution, ZICB remains committed to promoting transparency, accountability, and ethical banking practices in Zambia. We appreciate the warm welcome from Mr. Banda and the DEC team and look forward to working together to enhance financial security and economic stability.

Zambia Industrial Commercial Bank (ZICB) is proud to announce its ‘A’ credit rating, assigned by Premier Rating Services Ltd (PRS), Zambia’s pioneer credit rating agency. This milestone, unveiled today at a media engagement event at Taj Pamodzi in Lusaka, was attended by our Board of Directors, CEO, management team, and shareholders. The rating reaffirms ZICB’s financial strength, resilience, and strategic growth, positioning the Bank to access favourably priced credit lines and provide more competitive financial solutions to customers, ultimately benefiting the Zambian economy. With a strong long-term credit rating, ZICB has been recognised as a reliable and well-capitalised financial institution, reflecting its solid financial position and exceptional leadership team. Since becoming profitable within just three years of operations, we have achieved remarkable growth, with profitability rising from ZMW 3.9 million in 2021 to over ZMW 50 million in 2024. This achievement is a testament to the unwavering support of our shareholders, Board of Directors, dedicated staff, and loyal customers, who have been instrumental in ZICB’s success. We remain committed to excellence, innovation, and driving economic growth as we shape Zambia’s financial future.

We are proud to announce that Zambia Industrial Commercial Bank (ZICB) has been awarded Best CSR Excellence in Financial Literacy at the 6th CSR and Sustainability Awards, held yesterday at Mulungushi International Conference Centre in Lusaka. This award reflects our unwavering commitment to empowering individuals and businesses with the financial knowledge they need to make informed decisions and build a sustainable future. A big thank you to our customers, stakeholders, and partners for your continued support. Together, we are Making Tomorrow Possible!

Today, Zambia Industrial Commercial Bank (ZICB) had the honour of visiting Inkosi Yamakhosi Mphezeni IV at his Laweni palace. Led by our CEO, Mr. Ngenda Nyambe and other senior executives, the ZICB team engaged in a meaningful exchange with His Royal Highness. As a gesture of respect and appreciation, we also presented various gifts to His Royal Highness. This visit reflects our commitment to fostering strong relationships with traditional leadership and supporting communities across Zambia.

Earlier this week, the CEO of Zambia Industrial Commercial Bank Limited (ZICB), Mr. Ngenda Nyambe, paid a courtesy call to the CEO of Zambezi River Authority (ZRA), Eng. Munyaradzi Munodawafa. The meeting focused on exploring areas of collaboration that align with ZICB’s commitment to sustainable financing, infrastructure development, and energy security. As a key player in Zambia’s financial sector, ZICB continues to engage with strategic institutions like ZRA to drive economic growth and environmental sustainability.

Our CEO, Mr. Ngenda Nyambe, accompanied by the ZICB team, paid courtesy calls on key stakeholders in Eastern Province, reinforcing our commitment to working with local institutions to foster sustainable development. The team met with Dr. Lewis Mwape, Deputy Permanent Secretary for the Office of the President’s Provincial Administration, to discuss collaborative efforts in enhancing financial accessibility for individuals and businesses, particularly in rural communities. ZICB also engaged with Mr. Bernard Mwanza, Acting Town Clerk for Chipata City Council, and Mr. Benjamin Kasongo, Director of Finance, to explore financial solutions that can support municipal projects and enhance service delivery. Further, our CEO met with Eng. Aaron Mulinda, Managing Director of Eastern Water and Sanitation Company Ltd, to discuss potential partnerships in delivering sustainable water and sanitation solutions, essential pillars for community well-being. Our visit concluded with a tour at Crownhill School, one of our valued banking partners, where we reaffirmed our dedication to supporting educational institutions that shape the future of our country. As we join the people of Eastern Province in celebrating the 2025 Ncwala Traditional Ceremony, we remain committed to forging meaningful relationships that empower communities and contribute to national development.

ZICB, represented by our Luangwa Branch, proudly participated in the Nc’wala Zambezi Crossing Ceremony yesterday in Luangwa District. As a sponsor of this significant cultural event, we contributed towards facilitating logistics for the Zwangendaba Kraal, reaffirming our commitment to supporting local traditions and communities. Our presence at the ceremony reflects ZICB’s dedication to preserving Zambia’s rich heritage while fostering strong relationships with the people we serve.

Zambia Industrial Commercial Bank (ZICB) proudly participated in the Nc’wala Traditional Ceremony Fundraising Gala Dinner at Mulungushi International Conference Centre in Lusaka on Saturday, 15th February. As a bank committed to preserving our rich cultural heritage and empowering local communities, we are honoured to have contributed towards hosting this year’s ceremony, which will take place from 18th to 22nd February 2025 in Chipata District, Eastern Province. Our support reflects our dedication to fostering unity, tradition, and sustainable development across Zambia.