Choose a suitable financing option for your business

Home Overdrafts

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    For the short term financing of your business, ZICB offers an overdraft facility. This is a fluctuating loan that is designed to meet your business need for short term finance. The loan can be structured for tenure between 3 months and 24 months depending on the financing needs of your business.

    Product Features
    • You determine how much you want to borrow based on the capacity of the business and projected cash flows.
    • Interest is calculated daily and charged only on the amount of the overdraft used.
    • Interest rate is linked to MPC
    • Flexible repayment schedule – weekly, monthly, bi-annual, annual – depending on your business cycle and cash flows.


    Contact your Relationship Manager or visit your nearest ZICB branch.